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What is a bond originator? |
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A bond originator is a person/company that applies for a bond (home loan) on your behalf. They give bond advice, do the paperwork, go to the various banks or financial institutions on your behalf and negotiate the best home loan terms for you.
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What difference would there be if I arrange my own financing through my bank? |
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You will have to approach the
bank(s) on your own and do the paperwork yourself. You are unlikely to
negotiate the same deal as through a bond originator who places bulk
business. You will have to pay the bond registration fees out of your own
pocket, which would not be the case if you were to make use of Qbond.
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Why use Qbond and not another bond originator? |
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Bond originators have been
around for many years without offering the client anything more than just
convenience and good service. Qbond was the first bond originator to break
out of this mould by adding real value and give something back to clients
by paying their bond registration fees. We are also authorised by the
Financial Services Board as a registered financial advisor. Few other bond
originators, if any, are registered financial advisors. |
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What do I have to pay Qbond for their services? |
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Nothing. Not only
does Qbond facilitate the bond application process for free, we also pay
your bond registration fees just for doing business with us. The bank pays
Qbond commission for placing business with them. This commission comes out
of the bank's own pocket and is not taken from your home loan in any way.
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Why does Qbond pay my bond registration fees on my behalf? |
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Just to say thank you for your
business. Banks pay us commission to place business with them and we share
this with our clients. |
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What is included with the bond registration fees? |
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